How To Be A Sleep Banker Like A Pro

And no, you needn't be good a math

By Rudra Mulmule | LAST UPDATED: JUN 9, 2025

You begin your mid-week feeling tired. Sleep has been on your mind lately but the dull and tiredness of a banal Thursday at work refuses to leave your side quietly. So, good sleep …goodbye. Restfulness seems like a long-lost conversation.

This might not be the story of this week, perhaps two odd weeks for many people. The fast life of the city, the deadlines that come crashing into your mind the minute you wake up- your mind is always racing.

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Either forward or backward and in-between when you are travelling long distances to reach home or work or some event that you could not say no to, sleep is catching up.

But it’s merely rest. Honestly, to call it ‘rest’ would be a little hyperbolic, isn’t it? But you and I both know, even those compensatory minutes that let you be on your own- eyes closed, mind still- are tempting and you go for it the minute you get the chance. (Sometimes, it’s irresistible like a child wanting a mouthful of cotton-candy.)

Sleep isn’t a moral issue really, or a prize for being productive, nor a sign of a person being lazy. If you can catch a good deep sleep for 8 hours, you’re a king. For the rest of us, peasants, I am being sarcastic, we might need to bank them.

As a sleep banker, you'll literally be banking on sleep – accumulating sleep debt or credits – but rest assured, a good night's sleep will be essential for your work! So, what’s sleep banking, you wonder?

You know you have a hectic week coming up.

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Maybe you have a weeklong work lined up that will not give you the rest you need regularly. And to make things work seamlessly in your favour where obstacles don’t muse, you plan things ahead. Although, you often forget to sleep.

That’s where sleep banking comes handy. It is soft discipline. You sleep not because you are tired right now but because you know you’ll need it next week. The idea is to tuck away hours, folding them into your body like a note you might need later. It’s so your battery doesn’t drain instantly when you need it the most. You use energy from the reserve.

It is about knowing when your future self is going to need a little extra. Like you prep before a marathon, your carb-load before a night-of drinking, you emotionally try to prep yourself before meeting your ex at a mutual friend’s birthday. So, how about we also prepare for the expected incoming sleep loss?

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Sleep banking is essentially that: giving your body more rest before a period of known sleep deprivation. And while it sounds like something a hyper-optimised tech bro would preach, it is actually backed by science and kinda intuitive if you think of it really.

Studies suggest that building up a little sleep surplus in advance of a hectic event can reduce fatigue, boost focus, and soften the crash later. The study looked at not a few but 23 internal medicine residents’ sleep strategies transitioning to night shift and their effect on performance.

Turns out the study found out that increasing hours of sleep per night prior to the start of a night shift block and sleeping greater than 8 hours per day during the week of night shift leads to better predicted performance at work.

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Some other research even suggests this proactive approach can mitigate the negative effects of sleep loss, including impaired cognitive function, mood swings, and weakened immunity. As sleep disorders rise, sleep banking is a practical solution.

Let’s be clear: sleep banking isn’t a replacement for consistent, quality rest. You can’t just pull three all-nighters because you slept 10 hours on Tuesday. But it does help reduce the immediate crash, the grumpiness, and of course, brain fog which is often associated with sleep loss.

So the next time you’ve got a red-eye flight, a week of wedding functions, or an ambitious pitch presentation, go ahead and sleep in. Cancel that early brunch. Pull the covers over your head like the self-care champion you are.

You’re not just sleeping—you’re investing in your future self!

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